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Paycheck Problems: When Your Income Is Impacted By Wage Garnishment

by Layla Bryant

Working people need all the income they are owed. When you are being threatened with a wage garnishment, the income you count on to pay for food, housing, gas, and medical needs may be in severe jeopardy. If you are facing wage garnishment, you need to act fast. Read on and find out why you may need help with your situation.

What Is Wage Garnishment?

Wage garnishments can be the result of a court order but not always. Some debts, like back child support, can be initiated by a government agency without a court order. Wage garnishment almost always means that you owe someone money. If you disagree with certain garnishment actions, you have a very short period of time to act. Wages can be garnished due to medical bills, taxes, child or spousal support, or credit card debt.

How Your Lawyer Can Help

You may have a chance of stopping the action if you seek legal help. If any of the below issues are true for your situation, speak to a lawyer:

  • You know the debt is valid but you want to make alternate arrangements. Creditors just want to be paid and your lawyer might be able to work out a fair payment arrangement that is affordable.
  • You don't believe the debt is valid. Dealing with a wage garnishment in this instance can be challenging. Your lawyer will need to show evidence that the debt was paid. This requires a fairly complex series of filings and documentation that must be submitted to the court.
  • Your job is in jeopardy due to the wage garnishment. You cannot be fired just for having a wage garnishment. You may be owed back pay and other forms of compensation by taking legal action against your former employer.
  • You believe that too much money is being removed from your check. The law protects workers by limiting the percentage taken out.
  • The creditor is attempting to also take money from your checking or saving account. You cannot be garnished twice for the same debt.
  • You are about to file bankruptcy or have already filed.. Bankruptcy will immediately put a stop to wage garnishment.

You don't have to sit still and let a creditor take the money you earned. Speak to a wage garnishment attorney on an emergency basis and let them take care of this issue for you.

To find out more about wage garnishment, go to website.